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The Risks of Hazard

The Thomas Fire

Posted at Jan 31, 2018 9:00:00 AM by Ivan P. Maddox

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Insurance Disruption? Only if… Part 2

Posted at Jan 16, 2018 3:00:00 PM by Ivan P. Maddox

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Last Year’s Guide to This Year

Posted at Jan 11, 2018 8:00:00 AM by Ivan P. Maddox

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Insurance Disruption? Only if… Part 1

Posted at Jan 10, 2018 12:02:00 PM by Ivan P. Maddox

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Top 10 Blogs of 2017

Posted at Dec 27, 2017 12:31:00 PM by Devin Ward

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Top 3 Blogs of Q4 2017

Posted at Dec 19, 2017 4:00:00 PM by Ivan P. Maddox

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Harvey - A Look at Depth and BFE

Posted at Dec 13, 2017 4:29:00 PM by Ivan P. Maddox

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“Flooding was not even a possibility,” Said the Builder in Houston

Posted at Dec 5, 2017 4:24:00 PM by Ivan P. Maddox

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Hard or Soft? What’s in Store for Cat Rates?

Posted at Nov 29, 2017 4:41:00 PM by Ivan P. Maddox

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NFIP Reform Passes the House: What Insurers Need to Know

Posted at Nov 21, 2017 12:00:00 AM by Devin Ward

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A New Way to Look at Canada Flood

Posted at Nov 14, 2017 1:00:00 AM by Ivan P. Maddox

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In Singapore at the SIRC

Posted at Nov 1, 2017 4:35:00 PM by Ivan P. Maddox

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Wildfires Surprise

Posted at Oct 25, 2017 7:00:00 AM by Ivan Maddox and Chris White

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A Real World View of Floods

Posted at Oct 19, 2017 8:25:00 AM by Ivan P. Maddox

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Who Wants to Keep Building In Floodplains? Builders!

Posted at Oct 10, 2017 11:48:00 AM by Ivan P. Maddox

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Top Risks of Hazard Blogs from Q3

Posted at Oct 3, 2017 11:51:00 AM by Ivan P. Maddox

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Insurance Solutions for Emerging Markets…and Maybe Texas

Posted at Sep 26, 2017 3:00:00 PM by Ivan P. Maddox

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At the WSIA (née NAPSLO) in San Diego

Posted at Sep 19, 2017 3:31:00 PM by Ivan P. Maddox

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A Flood Program That Doesn’t Cover Houston? Really?

Posted at Sep 6, 2017 8:00:00 AM by Ivan P. Maddox

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Building for Flood Resiliency, Or Not

Posted at Aug 22, 2017 12:00:00 PM by Ivan P. Maddox

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Geocoding – Because You Have To

Posted at Aug 8, 2017 1:00:00 PM by Ivan P. Maddox

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What would an Underwriter Say If…?

Posted at Aug 1, 2017 10:00:00 AM by Ivan P. Maddox

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Top 3 Risks of Hazard Posts – Dog Days Edition

Posted at Jul 24, 2017 11:54:00 AM by Ivan P. Maddox

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Bias in Underwriting

Posted at Jul 19, 2017 8:00:00 AM by Ivan P. Maddox

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Wildfire Season Is Here, Again, As Always

Posted at Jul 12, 2017 8:00:00 AM by Ivan P. Maddox

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An Underwriter’s U.S. Summer Weather Report

Posted at Jun 28, 2017 5:11:00 PM by Ivan P. Maddox

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The Canada Flood Risk Summit – In Review

Posted at Jun 20, 2017 8:33:00 AM by Ivan P. Maddox

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Private Flood at the Crossroads – Sink (pun intended) or Swim?

Posted at Jun 14, 2017 8:00:00 AM by Bill Raymor

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The Multi-media Flood Edition

Posted at Jun 7, 2017 8:18:00 AM by Ivan P. Maddox

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The Global Flood Map from FM Global has Arrived

Posted at May 31, 2017 10:28:00 AM by Ivan P. Maddox

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Data and Models, or… Success and Ruin Await

Posted at May 24, 2017 8:24:00 AM by Ivan P. Maddox

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The CFIP? California Ponders a Flood Program Clone all its Own

Posted at May 10, 2017 8:00:00 AM by Ivan P. Maddox

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More Support for Private Flood – The GAO and the Senate

Posted at May 2, 2017 2:12:00 PM by Ivan P. Maddox

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The Actuaries Speak: Flood and the Protection Gap

Posted at Apr 25, 2017 8:00:00 AM by Ivan P. Maddox

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The NAIC Does Flood in Denver

Posted at Apr 18, 2017 8:51:00 AM by Ivan P. Maddox

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2017 Top 3 Blogs (First Quarter)

Posted at Apr 11, 2017 8:42:00 AM by Ivan P. Maddox

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Oh no! FIRM Updates Getting Cut

Posted at Mar 28, 2017 8:46:00 AM by Ivan P. Maddox

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Wildfire Season Starts Always

Posted at Mar 21, 2017 8:00:00 AM by Ivan P. Maddox

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Proper Flood Insurance is Coming

Posted at Mar 14, 2017 8:00:00 AM by Ivan P. Maddox

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The Private Flood Bill is Back

Posted at Mar 9, 2017 10:00:00 AM by Ivan P. Maddox

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Cat Models are not for Underwriting

Posted at Mar 2, 2017 10:00:00 AM by Ivan P. Maddox

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Innovation and Talent, or “Our Crappy Technology”

Posted at Feb 14, 2017 11:05:00 AM by Ivan P. Maddox

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Underwriting Automation – Inevitable, and a Path to Success

Posted at Feb 8, 2017 8:00:00 AM by Ivan P. Maddox

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Flood Risk and the New Whitney

Posted at Jan 18, 2017 8:00:00 AM by Ivan P. Maddox

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The Risks of Hazard: Best of 2016

Posted at Dec 19, 2016 8:36:00 AM by Ivan P. Maddox

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Flood Insurers 2017:   Glass half empty or half full?

Posted at Dec 14, 2016 9:00:00 AM by Ivan P. Maddox

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Keep Calm and Write On: The 2017 Fitch P&C Report

Posted at Dec 7, 2016 8:00:00 AM by Ivan P. Maddox

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We Want To Hear from You

Posted at Dec 1, 2016 11:50:00 AM by Ivan P. Maddox

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Flood Insurance News: Welcome Neptune!

Posted at Dec 1, 2016 8:00:00 AM by Ivan P. Maddox

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Innovation: Dangerous or Essential?

Posted at Nov 29, 2016 8:00:00 AM by Ivan P. Maddox

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Another Lloyd’s Underwriter Works with InsitePro

Posted at Nov 28, 2016 8:00:00 AM by Ivan P. Maddox

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Wildfires at Thanksgiving

Posted at Nov 22, 2016 8:00:00 AM by Ivan P. Maddox

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An Underwriting View of Cat Bonds

Posted at Nov 16, 2016 9:00:00 AM by Ivan P. Maddox

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The Butterfly Has Landed – Rating all the Risks

Posted at Nov 2, 2016 8:00:00 AM by Ivan P. Maddox

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South Carolina Floods – Looking Back A Year Later

Posted at Oct 26, 2016 8:00:00 AM by Ivan P. Maddox

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“Best of Q3” Blogs

Posted at Oct 12, 2016 7:00:00 AM by Ivan P. Maddox

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New Orleans Gets New FIRMs, or… “Careful What You Wish For”

Posted at Oct 5, 2016 7:00:00 AM by Ivan P. Maddox

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Broken Records and Better Underwriting

Posted at Sep 22, 2016 7:00:00 AM by Ivan P. Maddox

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Not Just Private Flood – Universal Flood

Posted at Sep 14, 2016 7:00:00 AM by Ivan P. Maddox

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Flooding in Houston - Where, not When

Posted at Sep 7, 2016 7:00:00 AM by Ivan P. Maddox

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The New Flood Risk – Where! not When.

Posted at Aug 31, 2016 7:00:00 AM by Ivan P. Maddox

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A Homeowner’s View of the Protection Gap

Posted at Aug 24, 2016 7:00:00 AM by Ivan P. Maddox

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The Risk-Price Paradox

Posted at Aug 17, 2016 7:00:00 AM by Ivan P. Maddox

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How to Overcome Cat and Investment Losses - Good Underwriting

Posted at Aug 10, 2016 7:00:00 AM by Ivan P. Maddox

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Houston Flooding, Again.

Posted at Aug 3, 2016 7:00:00 AM by Ivan P. Maddox

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Swiss Re and A.M. Best on the Protection Gap

Posted at Jul 21, 2016 10:00:00 AM by Ivan P. Maddox

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Good Underwriting is Good for Insurance

Posted at Jul 13, 2016 7:00:00 AM by Ivan P. Maddox

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Our 5 most popular posts of 2016 thus far

Posted at Jul 6, 2016 7:00:00 AM by Ivan P. Maddox

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Lloyd's Underwriter Subscribes to InsitePro

Posted at Jun 30, 2016 8:00:00 AM by Ivan P. Maddox

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What Cat Underwriters Need to Know from 2015, for 2016.

Posted at Jun 29, 2016 12:46:00 PM by Ivan P. Maddox

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Are Coastal FIRMs Useless for Underwriting?

Posted at Jun 22, 2016 7:00:00 AM by Ivan P. Maddox

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The Golden Roadmap to Private Flood (Part II)

Posted at Jun 16, 2016 3:05:00 PM by Ivan P. Maddox

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The Golden Roadmap to Private Flood (Part I)

Posted at Jun 14, 2016 7:00:00 AM by Ivan P. Maddox

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Disruption within Property Insurance & the Nat Cat Way of Things

Posted at Jun 8, 2016 8:30:00 AM by Bill Raymor

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Oklahoma Earthquake – A New Peril With An Old Problem

Posted at Jun 1, 2016 3:19:00 PM by Ivan P. Maddox

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How to Escape the Gray Zone

Posted at May 26, 2016 9:00:00 AM by Ivan P. Maddox

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The Flood Conference 2016

Posted at May 19, 2016 9:00:00 AM by Ivan P. Maddox

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On Elephants and Blind Underwriting

Posted at May 11, 2016 7:00:00 AM by Ivan P. Maddox

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This is Why Insurers Overlook Wildfire, but Shouldn't

Posted at May 4, 2016 8:00:00 AM by Ivan P. Maddox

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Hail Revisited – Navigating Grapefruits and Wall Street

Posted at Apr 29, 2016 10:00:00 AM by Ivan P. Maddox

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Who Said Analytics Are So Smart?

Posted at Apr 26, 2016 11:00:00 AM by Ivan P. Maddox

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How to Handle Hail: Analytics at Last

Posted at Apr 21, 2016 10:00:00 AM by Ivan P. Maddox

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A Call to Action from Leaders in the Insurance Industry

Posted at Apr 19, 2016 4:07:00 PM by Ivan P. Maddox

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Why are Carriers Still Ignoring Wildfire?

Posted at Apr 5, 2016 7:08:00 AM by Ivan P. Maddox

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Is crucial underwriting profit going down the drain?

Posted at Mar 29, 2016 7:00:00 AM by Ivan P. Maddox

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News Flash: Flood Losses Occur Beyond Flood Zones

Posted at Mar 24, 2016 2:00:00 PM by Ivan P. Maddox

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Are you a goldfish underwriter?

Posted at Mar 22, 2016 7:00:00 AM by Ivan P. Maddox

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How to Quantify the Value of Innovation

Posted at Mar 17, 2016 12:00:00 PM by Ivan P. Maddox

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Profitable Underwriting Depends on Modernization

Posted at Mar 15, 2016 8:00:00 AM by Ivan P. Maddox

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How to Underwrite “Challenging” Flood

Posted at Mar 11, 2016 9:00:00 AM by Ivan P. Maddox

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Lloyd's Beyond London

Posted at Mar 8, 2016 10:00:00 AM by Ivan P. Maddox

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The Butterfly Effect and the Opportunities of Insuring Flood Risk

Posted at Mar 3, 2016 11:00:00 AM by Ivan P. Maddox

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Can there be growth in the protection gap?

Posted at Feb 23, 2016 11:00:00 AM by Ivan P. Maddox

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A Patented Technology for a Cutting-Edge Flood Model

Posted at Feb 22, 2016 3:00:00 PM by Ivan P. Maddox

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A Cat Modeler's Guide to the Protection Gap

Posted at Feb 16, 2016 10:00:00 AM by Ivan P. Maddox

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An Entrepreneur's View of Underwriting Software

Posted at Feb 11, 2016 6:30:00 AM by Ivan P. Maddox

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Glancing at Best's Glance

Posted at Feb 9, 2016 9:00:00 AM by Ivan P. Maddox

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Problem: Underwriting with Accumulation Software

Posted at Feb 3, 2016 7:00:00 AM by Ivan P. Maddox

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Top 5 Accomplishments of InsitePro

Posted at Feb 1, 2016 8:30:00 AM by Ivan P. Maddox

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Top 5 Articles from The Risks of Hazard in 2015

Posted at Jan 28, 2016 6:30:00 AM by Ivan P. Maddox

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“Where” and the Internet of Things

Posted at Jan 26, 2016 12:00:00 PM by Ivan P. Maddox

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Private Flood Goes to Washington

Posted at Jan 19, 2016 7:00:00 AM by Ivan P. Maddox

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Is this El Nino really a Godzilla?

Posted at Jan 12, 2016 1:00:00 AM by Ivan P. Maddox

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What is Insurance's Biggest Problem in 2016?

Posted at Jan 7, 2016 9:30:00 AM by Ivan P. Maddox

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The Crystal Ball - Looking Ahead to 2016

Posted at Dec 16, 2015 10:00:00 AM by Ivan P. Maddox

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What's a BFE?

Posted at Dec 10, 2015 9:00:00 AM by Ivan P. Maddox

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Earthquake - The (Un)Expected

Posted at Dec 9, 2015 11:00:00 AM by Ivan P. Maddox

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Why Doesn't Innovation Happen?

Posted at Dec 3, 2015 11:30:00 AM by Ivan P. Maddox

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Risk Models Have Risks that Need Modeling

Posted at Dec 1, 2015 11:00:00 AM by Ivan P. Maddox

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Happy Thanksgiving

Posted at Nov 25, 2015 11:00:00 AM by Ivan P. Maddox

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Flood Insurance is Coming to Canada!

Posted at Nov 24, 2015 10:00:00 AM by Ivan P. Maddox

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Do you know the truth about the cloud?

Posted at Nov 17, 2015 10:00:00 AM by Ivan P. Maddox

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Innovation Towards a Common Risk Language

Posted at Nov 12, 2015 10:00:00 AM by Ivan P. Maddox

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What's "Loss of Use"? Good Question.

Posted at Nov 10, 2015 9:00:00 AM by Ivan P. Maddox

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If Not Disruption, What Else?

Posted at Nov 3, 2015 7:00:00 AM by Ivan P. Maddox

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Why do Carriers Still Ignore Wildfire?

Posted at Oct 29, 2015 12:00:00 PM by Ivan P. Maddox

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Is Disruption Really Coming to Insurance?

Posted at Oct 27, 2015 12:00:00 PM by Ivan P. Maddox

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Pardon the Interruption of the Disruption

Posted at Oct 20, 2015 3:00:00 PM by Ivan P. Maddox

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A New Peril: Mars Flood

Posted at Oct 16, 2015 8:00:00 AM by Ivan P. Maddox

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Making Sense of the South Carolina Floods

Posted at Oct 8, 2015 8:30:00 AM by Ivan P. Maddox

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P & C Needs Innovation to Remain Relevant.

Posted at Oct 6, 2015 7:00:00 AM by Ivan P. Maddox

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What's Better than Big Data? The Right Data.

Posted at Sep 30, 2015 11:00:00 AM by Ivan P. Maddox

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Seeking Underwriting Perfection (Part II)

Posted at Sep 24, 2015 7:00:00 AM by Ivan P. Maddox

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Seeking Underwriting Perfection (Part I)

Posted at Sep 22, 2015 8:00:00 AM by Ivan P. Maddox

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NAPSLO and Profitable Underwriting

Posted at Sep 15, 2015 9:00:00 AM by Ivan P. Maddox

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Underwriting with a Pen vs. a Paint Roller

Posted at Sep 9, 2015 10:00:00 AM by Ivan P. Maddox

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Nepal or California: Who Has More Earthquake Coverage?

Posted at Sep 3, 2015 3:00:00 PM by Ivan P. Maddox

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How Did Those Hurricanes Work Out?

Posted at Sep 2, 2015 10:00:00 AM by Ivan P. Maddox

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Flood Models are Biased, Because They are Models. But that's OK!

Posted at Sep 1, 2015 10:00:00 AM by Ivan P. Maddox

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Memory vs. History: Underwriting Hurricane Needs the Long View

Posted at Aug 27, 2015 11:00:00 AM by Ivan P. Maddox

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Are Insurers Ready for a Visit from the 'King of Monsters'?

Posted at Aug 26, 2015 8:00:00 AM by Ivan P. Maddox

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New Madrid vs. Cascadia: Is There a Lesser of Two Evils?

Posted at Aug 20, 2015 10:00:00 AM by Ivan P. Maddox

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How Can Underwriters Improve at Marketing? With Underwriting Tools.

Posted at Aug 12, 2015 7:00:00 AM by Ivan P. Maddox

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What could be the costliest natural catastrophe event in history? You may be surprised.

Posted at Aug 5, 2015 4:00:00 PM by Ivan P. Maddox

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The Future of Insurance Underwriting Software is NOW

Posted at Jul 31, 2015 10:30:00 AM by Ivan P. Maddox

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One Insurer's Plan to Reduce Wildfire Risk by Planting Trees

Posted at Jul 28, 2015 12:00:00 PM by Ivan P. Maddox

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ZIP codes in property insurance: Does it make sense?

Posted at Jul 23, 2015 12:00:00 PM by Ivan P. Maddox

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California dreamin'... or a natural catastrophe nightmare?

Posted at Jul 21, 2015 2:00:00 PM by Ivan P. Maddox

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Innovation in the P & C Insurance Industry: What’s Moving Us Forward?

Posted at Jul 17, 2015 11:00:00 AM by Ivan P. Maddox

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Innovation in the P & C Insurance Industry: What's holding us back?

Posted at Jul 14, 2015 3:00:00 PM by Ivan P. Maddox

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NRC Report Suggests Elevation Data is Important for Flood Risk (Go figure!)

Posted at Jul 10, 2015 11:00:00 AM by Ivan P. Maddox

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APIs: The LEGO Blocks of Modern Business Software Solutions

Posted at Jul 7, 2015 10:00:00 AM by Ivan P. Maddox

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Do property insurers have wildfire covered?

Posted at Jun 30, 2015 4:00:00 PM by Ivan P. Maddox

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It's Not Every Day the USA Gets a New Flood Model

Posted at Jun 26, 2015 11:00:00 AM by Ivan P. Maddox

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SLOSH, MEOW, & MOM: Understanding Coastal Storm Surge

Posted at Jun 23, 2015 3:00:00 PM by Ivan P. Maddox

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An Architectural Tour of London's Leading Insurers

Posted at Jun 18, 2015 3:00:00 PM by Ivan P. Maddox

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About That Houston Flood Analytic I Recommended...

Posted at Jun 16, 2015 3:00:00 PM by Ivan P. Maddox

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The Curious Case of Hail Analytics

Posted at Jun 11, 2015 2:00:00 PM by Ivan P. Maddox

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The Future of the Nat Cat Market, as Told By the Events of 2014

Posted at Jun 9, 2015 11:00:00 AM by Ivan P. Maddox

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What the Houston Floods Can Teach Us About Managing Flood Risk

Posted at Jun 4, 2015 10:00:00 AM by Ivan P. Maddox

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Investigating Tsunami Risk

Posted at Jun 2, 2015 3:39:00 PM by Ivan P. Maddox

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How vulnerable is your building to earthquake risk?

Posted at May 27, 2015 10:00:00 AM by Ivan P. Maddox

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Is it possible to predict an earthquake? Here are 2 metrics that try.

Posted at May 21, 2015 2:00:00 PM by Ivan P. Maddox

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A Brief History of Assessing Earthquake Risk

Posted at May 19, 2015 4:00:00 PM by Ivan P. Maddox

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When It Comes to Wind, Location-Based Risk Info Is Not Important

Posted at May 14, 2015 10:00:00 AM by Ivan P. Maddox

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RIMS 2015 Highlights Reveal Insights on Natural Catastrophe Risk

Posted at May 12, 2015 11:00:00 AM by Ivan P. Maddox

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Is trying to predicting mega-disasters a waste of time?

Posted at May 7, 2015 4:00:00 PM by Ivan P. Maddox

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3 Ways to Gain a Competitive Edge in a Flat Rate Property Insurance Market

Posted at May 5, 2015 1:00:00 PM by Ivan P. Maddox

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Spicy Crab and Nat Cat Risk: What I Learned on My Asia Risk Tour

Posted at Apr 30, 2015 2:00:00 PM by Ivan P. Maddox

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What's up with vertical datums?

Posted at Apr 28, 2015 10:00:00 AM by Michael Wollersheim

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Cloud-Based Solutions Solve a Major Problem for Property Insurers

Posted at Apr 23, 2015 10:00:00 AM by Ivan P. Maddox

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The Role of Cloud Computing in Risk Analytics

Posted at Apr 21, 2015 12:00:00 AM by Ivan P. Maddox

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Adventures in Risk Assessment: Exploring the Asian Market

Posted at Apr 16, 2015 11:00:00 AM by Ivan P. Maddox

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If everyone uses the same risk model, is it still useful?

Posted at Apr 9, 2015 4:00:00 PM by Ivan P. Maddox

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For Wildfire Risk, Publicly Available Models Aren't Enough

Posted at Apr 7, 2015 11:00:00 AM by Ivan P. Maddox

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How can static risk models predict dynamic weather events?

Posted at Apr 2, 2015 11:00:00 AM by Ivan P. Maddox

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Does your wildfire model include ember zones? It should.

Posted at Mar 31, 2015 11:00:00 AM by Ivan P. Maddox

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Case Study: The Real Impact of Better Data on Flood Insurance

Posted at Mar 26, 2015 10:00:00 AM by Ivan P. Maddox

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Claims Leakage vs. Underwriting Leakage: Similarities and Differences

Posted at Mar 24, 2015 1:30:00 AM by Ivan P. Maddox

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The Challenges of Risk Modeling for Severe Convective Storm

Posted at Mar 19, 2015 4:00:00 PM by Ivan P. Maddox

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Private Flood Insurance Needs More than RiskMeter

Posted at Mar 17, 2015 10:30:00 AM by Ivan P. Maddox

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How to Choose Optimal Elevation Data for National Flood Models

Posted at Mar 12, 2015 12:00:00 PM by Ivan P. Maddox

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How do you determine risk for a location that has no address?

Posted at Mar 9, 2015 12:00:00 PM by Ivan P. Maddox

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Risk Scoring in Action

Posted at Mar 5, 2015 11:00:00 AM by Ivan P. Maddox

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Google Earth Pro is now free. What does that mean for you?

Posted at Mar 2, 2015 12:00:00 PM by Susan Parks

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Better Data Leads to Better Flood Risk Analysis

Posted at Feb 26, 2015 1:00:00 PM by Ivan P. Maddox

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Underwriting Natural Catastrophe Coverage: Analytics vs. Wishful Thinking

Posted at Feb 24, 2015 10:00:00 AM by Ivan P. Maddox

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Is your risk software trapping you behind borders?

Posted at Feb 19, 2015 1:00:00 PM by Ivan P. Maddox

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By the Numbers: A Closer Look at Risk Scoring

Posted at Feb 17, 2015 12:00:00 PM by Ivan P. Maddox

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Terrain Measuring Reveals Insight That Flood Maps Can't

Posted at Feb 12, 2015 11:00:00 AM by Ivan P. Maddox

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How Risk Scoring Can Improve Underwriting: 4 Major Benefits

Posted at Feb 10, 2015 2:00:00 PM by Ivan P. Maddox

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Ditch the Standard Reports for an Interactive Approach to Risk Analysis

Posted at Feb 5, 2015 10:00:00 AM by Ivan P. Maddox

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The Caveat to Historical Claims Data

Posted at Feb 2, 2015 12:00:00 PM by Ivan P. Maddox

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Burning Issues in Wildfire Management

Posted at Jan 28, 2015 11:00:00 AM by Michael Wollersheim

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The Problem With Geocoding (and Why It Matters)

Posted at Jan 22, 2015 10:00:00 AM by Ivan P. Maddox

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Mind the Gap: Reduce Underwriting Leakage With Better Data

Posted at Jan 16, 2015 9:00:00 AM by Ivan P. Maddox

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Terrain Data and Pipelines: Thoughts From a Bike

Posted at Jan 9, 2015 3:00:00 PM by Ivan P. Maddox

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The Ingredients of a Good Flood Model

Posted at Dec 22, 2014 12:00:00 PM by Ivan P. Maddox

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Peril, risk, and hazard: What’s the difference?

Posted at Dec 12, 2014 10:00:00 AM by Ivan P. Maddox

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What is a cat model?

Posted at Dec 5, 2014 10:00:00 AM by Ivan P. Maddox

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Flood Insurance Models Around the World

Posted at Dec 3, 2014 10:00:00 AM by Ivan P. Maddox

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Why FEMA Flood Maps Don't Tell the Whole Risk Story

Posted at Dec 3, 2014 10:00:00 AM by Ivan P. Maddox

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Three Common Types of Flood Explained

Posted at Oct 31, 2014 10:00:00 AM by Ivan P. Maddox

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