National Hazard and Risk Model (No-HARM) - Provided by AnchorPoint
InsitePro® delivers a nationwide model designed to assess exposure of property to wildfire. Underwriters can assess wildfire risk with a consistent nationwide wildfire hazard dataset that expresses the probability and negative effects of wildfire from regional to building-level scales. A core attribute of No-HARM is to accurately identify the Wildland-Urban Interface (WUI) and analyze the threat to these areas from fire effects such as smoke, embers, and direct exposure to flame. The WUI is critical for insurers, as the vast majority of losses occur there. The proprietary and unique model is built with a variety of datasets, and is not a derivative of public wildfire models.
See how insitepro®'s custom nat cat risk assessment analytics can improve your underwriting